Making every travel spend more worth it

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Have a memorable holiday and save on your international spends! Shop away on holiday during the months of July & August with your Najm Credit Card & enjoy any of the following cashback offers:

Option 1:

  • Spend AED 10000 internationally & get 5%  total cashback on non-AED spends. To enroll in this offer, sms “Option 1” to 3135

Option 2:

  • Spend AED 15000 internationally & get 10%  total cashback on non-AED spends. To enroll in this offer, sms “Option 2” to 3135

 

Alternatively, you can enjoy up to 12 months 0% EPP & pay your travel or Duty Free spends in installments*

Happy travels with Najm!

Terms and Conditions

  • For any queries, please quote reference number 822
  • The offer is valid from 1 July to 31 August 2017
  • The offer is only applicable on international spends
  • Customer needs to opt in for the specific cashback option by sending a SMS stating “Option 1” or “Option 2” to 3135 from the customer’s registered mobile number
  • Customer will be eligible for cashback based on the cashback option that the customer has chosen and the amount that the customer has spent
  • Spend can be made in multiple transactions as long as the total spend is above AED 10000 (for option 1) or AED 15000 (for option 2) during the promotion period
  • Cashback will be credited within 45 days from the end of the promotion
  • 5% cashback is capped at AED 500 and is inclusive of regular cashback
  • 10% cashback is capped at AED 1500 and is inclusive of regular cashback
  • Offer is valid on all transactions except cash withdrawals and quasi cash transactions
  • Offer is not valid on value added services such as Loan on Phone or Balance Transfer
  • Spend criteria is based over the two months of July and August 2017
  • Cashback will be given at a customer level (not on card level)
  • Offer is valid only on international spend; customers may be asked for a proof of payment in case the merchant is not a part of the registered merchants list
  • Offer is not valid in conjunction with any other promotion or offers
  • Customers opting for the cashback offers cannot avail Easy Payment Plans on Duty Free and Travel spend
  • Minimum amount of transaction to qualify for Easy Payment Plan (EPP) should be AED 1000
  • EPP Offer is valid on all transactions except cash withdrawals and quasi cash transactions
  • EPP Offer not valid on value added services such as Loan on Phone or Balance Transfer
  • EPP Offer is valid only on purchases at Duty free outlets or travel related merchants; customers may be asked for a proof of payment in case the duty free outlet/airline/hotel/tour operator is not a part of the registered list of merchants.
  • 0% EPP should be booked on or before 30th September & if installed for 6 or 9/12 months a processing fee of 2% or 3% will be charged respectively
  • Majid al Futtaim Finance LLC. makes no warranties and assumes no liability or responsibility with respect to the products & services provided by partners/other entities participating in the program
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