Najm Online

At a click or on-the-go, our desktop and mobile solutions are simple and secure, offering you instant access to your credit card account.

App Store
Google Play

Video Tutorials

How to pay your Najm card at a click of a button
How to pay your Etisalat bills with Najm
How to pay your DEWA bills with Najm

Najm Online Features

Najm Card Payments

Paying for your Najm card is only a click away

Service Requests

Raise requests and review the status of your application

Apply for Cards

Apply for an upgrade or a new supplementary card

Apply For EPP

Apply for an Easy Payment Plan online

DEWA Bill Payments

Paying your DEWA bills has never been easier

Touch ID Login

Login to our app effortessly with just your fingerprint

Cashback Voucher

Download your Carrefour vouchers or view details online

Rewards & Cashback Calculator

Calculate the cashback or rewards you earn

Etisalat Bill Payment

Issue your Etisalat monthly payments online

Statement Balance

Download as PDF or view your statements online

Payment Locations

Find payment locations nearest to you

Activate Your Card

Activate your new cards online