Voyager Signature – The Best Credit Card in the UAE
Because Everyone Deserves More Travel. Apply now and get AED 750 worth of Voyager Rewards

Manage all your travel bookings conveniently on www.najmvoyager.com, where you can choose from over 175,000 Expedia Hotels with 9% exclusive discounts, and can book a rental car and flights on over 550 airlines, both legacy and budget – all the while earning the highest travel rewards, quicker than anywhere else, on all your purchases. Enjoy flexible and instant redemption of your rewards on the Voyager travel portal, where you can redeem your Voyager Rewards fully or partially with no black-out date restrictions. Travel any day of the year with ease, convenience and flexibility.

Go ahead and get the Signature card with the lowest annual fee and benefits that include golf privileges, unlimited complimentary access to over 850 airport lounges worldwide, complimentary multi-trip travel insurance, and so much more.

Added to that, you get up to 50% discount on dining, entertainment and travel in addition to 0% interest easy payment plans on all your flight and hotel purchases made on the Voyager portal.

Voyager Rewards – because you deserve to earn the highest Rewards for all your spends

  • Earn 3 Voyager Rewards for every AED 1 spent overseas
  • Earn 3 Voyager Rewards for every AED 1 spent on www.najmvoyager.com
  • Earn 2 Voyager Rewards for every AED 1 spent locally

Annual Fee: AED 523.95

Voyager welcome rewards

Apply now and receive up to AED 750 worth of Voyager Rewards!

  • Successfully approved applicants of a Voyager Signature Credit Card who spend AED 15,000 within the first 60 days after the card has been issued will get the AED 750 (75,000 Voyager Rewards) credited into their Voyager Rewards pool
  • The 20,000 Voyager Rewards associated with payment of the annual fee will be credited once the annual fee payment has been processed. If payment is made after the payment due date of the first billing statement, the Voyager Rewards associated with the payment of annual fees will be forfeited.
  • The 22,000 Bonus Spend Rewards will be credited upon payment of annual fee in full and upon meeting the AED 15,000 spend condition.
  • The spend condition can be met through multiple transactions and at different merchants as long as the cumulative transactions meet or exceed the amount of AED 15,000 within the first 60 days after the card has been issued.
  • Cash withdrawals, financial charges, balance transfers, quasi cash, loan on phone and cash advances will not be considered part of the spend criteria. Only retail purchases will qualify as eligible transactions.
  • Customer will not be eligible to receive the 22,000 Bonus Spend Rewards if they fail to make the minimum payments due against their card every month.
  • The remaining 33,000 Spend Rewards are calculated approximately. Customers can earn more Voyager Rewards based on transactions made during the billing cycle.
  • Only primary Voyager Signature Credit Cards will be eligible for this offer, supplementary cards issued to existing primary card holders are not eligible.
  • Customers who have cancelled a Voyager Signature Credit Card within the last 2 months will not be eligible for this offer.
  • Existing Voyager Credit Card holders and Majid Al Futtaim Finance LLC´s staff are not eligible for this offer
Spend Rewards
  • Earn the highest Rewards for all your spends
  • Earn 3 Voyager by Najm Rewards for every AED 1 spent overseas
  • Earn 3 Voyager by Najm Rewards for every AED 1 spent on www.najmvoyager.com
  • Earn 2 Voyager by Najm Rewards for every AED 1 spent locally
  • Instant and partial rewards redemption through Voyager Portal!
Flexible redemption

Redeem Voyager Rewards fully or partially on najmvoyager.com, our dedicated travel portal, any day of the year, against flight and hotel bookings, car hire and exciting experiences.

Voyager Portal Privileges
  • Earn 3 Voyager Rewards for every AED 1 spent on www.najmvoyager.com
  • Partial and instant redemption
  • No blackout dates
  • 50% savings on hotels
  • Self booking and easy to use portal
  • 0% Easy Payment Plan. Click here to learn more.
Voyager Deals

Click here to view the latest available deals on Voyager.

Travel Packages

Choose one of the amazing packages or create your own package. Click here to learn more.

Voyager Experiences

Click here to see the available experiences on Voyager.

Car Hire Benefits

Get exclusive discounts on car hire through www.najmvoyager.com

Sixt

  • Save up to 10% at Sixt Rent a Car in over 105 countries worldwide!
  • To redeem this offer, go to www.sixt.com/visasigplat (your discount is applied automatically) or call us or come to the next Sixt station and mention discount code 9910213 and use your Visa card.
  • Offer valid until 31 December 2017

Hertz

  • Enjoy up to 25% off your rental plus save an extra $25 off most car classes with a 5-day minimum keep.
  • Offer valid at participating Hertz locations in the U.S., Canada and Puerto Rico.
  • To redeem this offer, visit www.hertz.com/rentacar/rental-cardeals/Visa-Special-Offer3 and enter code PC# 106540 with your VISA Discount Code CDP# 1244810.
  • Offer valid until 31 December 2017
Complimentary Airport Transfer
  • Get your complimentary airport transfer in the form of AED 300 through Careem limousine taxi service
  • Use the service by downloading the Careem mobile app or by using the website www.careem.com or call center at 04 440 5222
  • Eligibility to this service is subject to a minimum spend of AED 15,000 in the first 60 days of card approval
  • This offer is valid for the cards which are issued until 31.07.2017
  • This offer cannot be combined with other offers. Customer who gets this offer cannot have Majid Al Futtaim Mall Voucher
Complimentary Majid Al Futtaim Mall Gift Card
  • This offer is valid for Voyager Signature Cards that are issued from 01.08.2017 to 31.01.2018
  • Get your complimentary AED 300 voucher in the form of Majid Al Futtaim Mall Gift Card
  • To redeem your voucher visit premogiftcard.com and after redemption section click Voyager
  • Enter your voucher code which is shared with you by email
  • Select the delivery method and enjoy your gift card
  • Eligibility to this offer is subject to a minimum spend of AED 15,000 in the first 60 days of card approval
  • If you need any support for the Mall Gift Card please call + 971 4 293 5814
  • The cards that are issued by 01.02.2018 will not get AED 300 Mall Gift Card.
Hotel Benefits

Make your travel bookings on our simple and comprehensive online travel portal www.najmvoyager.com powered by the Expedia Affiliate Network.

Unlimited Complimentary Lounge Access

Enjoy complimentary access to more than 850 lounges worldwide through Visa “LoungeKey”.

Dine & Fly

‘Dine & Fly’ provides airport dining offers at more than 200 locations globally. Download the ‘Dine & Fly’ application on App Store & Google Play and register today to make the most of your travel experience.

VISA Benefits

Unlimited Complimentary Lounge Access

  • Enjoy complimentary access to more than 850 airport lounges worldwide with Visa “LoungeKey”.
  • Access the list of lounges through Loungekey mobile app and just present your Voyager by Najm Signature Credit Card at the lounges
  • To download the mobile app, visit mobile app store for Apple, Android, Windows or Blackberry

Complimentary Concierge Services

  • The 24/7 Visa Concierge Services help you save valuable time and make your life easy. From organizing a flight, to recommending a restaurant, to arranging for opera tickets, or any services away from home. All it takes is a call to Visa Concierge or a click of the mouse

Purchase protection

Enjoy Purchase Protection for lost, stolen or damaged goods purchased when you pay with your Voyager Platinum/Signature Card.

Please check the T&Cs for full policy details, including cover, conditions, limits and exclusions.

Extended Warranty

Use your Voyager Platinum/ Voyager Signature Card to enjoy Extended Warranty benefit. This benefit automatically doubles the original manufacturer’s warranty for an item purchased with your Voyager.

Please check the T&Cs for full policy details, including cover, conditions, limits and exclusions.

Global Emergency Assistance

  • Your Voyager by Najm Credit Card is covered by a Global Emergency Assistance service, which covers reporting lost or stolen cards, emergency card replacement and emergency cash disbursement.  More

Multi-trip Travel Insurance

  • Travel with peace of mind and protect yourself against unforeseen circumstance with the complimentary medical and personal accident cover of up to USD 500,000. More

Jebel Ali Golf Resort: 30% Midweek Discounts after 1 pm!

Najm Voyager Signature Cardholders are entitled to a 30% discount on the Midweek Rack Rate upon presentation of their Najm Voyager Signature Card all year round. Please make your bookings through one of our reservation team. Voyager by Najm Signature Card and valid ID has to be presented upon check in. Jebel Ali Golf Resort boasts a 9 hole Championship Course, an enormous driving range and putting green. Each hole is uniquely landscaped with exotic trees, shrubs and original desert flora and the Dubai hotel golf course also features a saltwater lake which comes into play on five holes. The wooden gazebos, views of the sea and peacocks which freely roam the fairways have added a special charm to this course that is a fair and exciting challenge for golfers of all abilities.

Call +97148145048

Terms and Conditions

Offer not valid in conjunction with any other discounts or promotion. Najm Voyager Signature Card and valid ID has required at check in. Offer is only valid when paid by Najm Voyager Signature credit card.

Car Hire Discounts

Sixt

  • Save up to 10% at Sixt Rent a Car in over 105 countries worldwide!
  • To redeem this offer, go to www.sixt.com/visasigplat (your discount is applied automatically) or call us or come to the next Sixt station and mention discount code 9910213 and use your Visa card.
  • Offer valid until 31 December 2017

Hertz

  • Enjoy up to 25% off your rental plus save an extra $25 off most car classes with a 5-day minimum keep.
  • Offer valid at participating Hertz locations in the U.S., Canada and Puerto Rico.
  • To redeem this offer, visit www.hertz.com/rentacar/rental-cardeals/Visa-Special-Offer3 and enter code PC# 106540 with your VISA Discount Code CDP# 1244810.
  • Offer valid until 31 December 2017

 

VOX benefits

Buy a 2D or 3D movie ticket at VOX Cinemas and get another one free! Also, when you buy a popcorn you can get another popcorn free too.

Lifestyle benefits

Enjoy 30% off on dining, shopping, travel and entertainment experience at some of the UAE's finest destinations from over 450 partner merchants with Najm Lifestyle. Click below to view discounts on

Dining

Health & Wellness

Shopping

Dine & Fly

‘Dine & Fly’ provides airport dining offers at more than 200 locations globally. Download the ‘Dine & Fly’ application on App Store & Google Play and register today to make the most of your travel experience.

VISA 50% off on Saturdays

Use your Voyager Signature Card to purchase movie tickets online and get 50% off!

To apply the offer, please follow these steps:

  • Select your movie session
  • Log in as a VOX member on uae.voxcinemas.com or on the VOX Cinemas mobile app. Please note that the offer cannot be redeemed if you check out as a guest.
  • Verify your Voyager Signature Card on the ticket offer step
  • Select your seats
  • Pay with your Voyager Signature Card

Terms and conditions:

  • Offer valid for online and app ticket purchases only - not available for in-cinema purchases
  • Offer valid for all Voyager Signature Cards issued in the UAE
  • The offer is available for Saturday sessions only
  • The offer is available for 2D and 3D Standard, VIP, MAX, KIDS, 4DX sessions and standard area seats at Virgin MAX at City Centre Deira and standard area seats at IMAX
  • The offer is not available for THEATRE by Rhodes, GOLD, VIP and Balcony seats in IMAX and Virgin MAX at City Centre Deira sessions
  • Offer available at all VOX UAE venues
  • This offer is not valid in conjunction with any special promotion, private screening or premiere at VOX Cinemas
  • Tickets purchased on the date are non-refundable and non-transferable
  • Visa reserves the right to withdraw this offer at any time and without notice
  • Offer only valid for online and app ticket purchases - not available for in cinema purchases

 

Easy Payment Plans (EPP)

Shop heavy…pay light!

A new LCD television, a computer or diamond jewellery - something new and exciting always brings more smiles all around.

Please note that effective 1 March 2018, transactions converted to 0% installment plans will not earn reward points/cashback.

To apply for an Easy Payment Plan, login to Najm Online or call Najm Call Centre at 600 57 NAJM (6256).

To learn more, visit our Easy Payment Plans (EPP) page.

Balance Transfer

Want to go on holiday? Concerned about your children’s tuition fees? Simply transfer outstanding balances from other credit cards to your Najm credit card.

Loan on Phone

Get up to 70% of your available Najm credit card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.

Cash Advance

Get up to 25% cash advance on your Najm credit card

For your loved ones

Supplementary

  • Get up to 5 Supplementary Cards for your family. Click here to apply for a Supplementary Card for your account.

Gift Cards

  • Choose from a wide selection of gift cards and designs. Click here to know more.

Prepaid Cards

  • Choose from a wide range of prepaid cards available Click here to know more.
Online Services

Najm Online

  • At a click or on-the-go, our desktop and mobile solutions are simple and secure, offering you instant access to your credit card account. Pay your Najm card bills, DEWA bills, Etisalat bills are more at a click of a button. Visit Najm Online to learn more

Premo

  • The Premo online market place offers a full range of prepaid, gift, virtual and soon to launch reloadable cards. With Premo’s gift card range you can find the perfect gift for any occasion and it is the only place in the UAE where you can completely customize your gift card with your own images. Click here to learn more.
Direct Debit

The UAE Direct Debit System is a system that accords you the convenience of automating your monthly payments to your Voyager Credit Card directly from your bank account ensuring your payments are cleared on your payment due date. Click here to learn more.

Insurance

Global Emergency

Your Voyager Credit Card is covered by a Global Emergency Assistance service, which covers reporting lost or stolen cards, emergency card replacement and emergency cash disbursement. Click here to learn more.

LSP

Najm offers you comprehensive Lifestyle Protection (LSP), which ensures that you and your loved ones are protected from the burden of debt in the event of an unforeseen tragic event. Click here to learn more.

My Guard

MyGuard is a comprehensive protection service offered by Najm that gives you complete peace of mind during times of crisis. Click here to learn more.

Wallet Protection

As a Najm customer you will be covered for:

  • Fraudulent charges – Any unauthorized transaction on your credit card leading to financial loss, as a result of theft of your card up to 24 hours prior to your first reporting will be reimbursed to you
  • Identity Theft – Expenses incurred as a result of your efforts to resolve your identity theft and shall be reimbursed to you. This will also cover losses incurred due to unauthorized opening of bank or credit accounts through your stolen identity
  • Lost Wages – Unpaid time taken off work solely as a result of your efforts to correct your financial records as a result of your identity theft shall be reimbursed to you
  • ATM Assault including First Aid – We will reimburse you for the money you withdrew with your payment card from any ATM in UAE, that was stolen as a result of a robbery and if you incur bodily injury during a robbery, we will reimburse you for emergency first aid
  • Accidental Death – Your beneficiaries will receive compensation in the event that the insureds injury resulting from the robbery results in death.

Free Purchase Protection

Protect both your Local and International purchases, on your Voyager Credit Card, against damage, theft and fire with your complementary Purchase Protection feature. The purchases above $500 on your Voyager Credit Card are covered in case of loss due to theft and accidental damage for 90 days from the date of purchase as stated on the store receipt. This coverage is valid 24 Hours/Worldwide. Terms and conditions apply.

Takaful Protection Plan (Personal Accident Cover)

Najm covers you for unexpected events such as accidental insurance on all forms of disability or loss of life. For more information on our Terms and Conditions click here.
Interactive SMS Service

Please see the Interactive SMS Service page.

Use the Voyager Rewards Calculator to see why you fly for free, fastest with Najm Voyager credit card.

Click here to see multiple payment options that are available.

Annual fee of only AED 523.95

Get started with Voyager Signature today!

Still haven't decided? Have a look at our Voyager Credit Cards

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Voyager GoldApply now and get AED 250!