Voyager Gold – the ideal travel companion
Apply today and receive AED 250 worth of Voyager Rewards

Manage all your travel bookings conveniently on www.najmvoyager.com, where you can choose from over 175,000 Expedia Hotels with 9% exclusive discounts, and can book a rental car and flights on over 550 airlines, both legacy and budget – all the while earning the highest travel rewards, quicker than anywhere else, on all your purchases. Enjoy flexible and instant redemption of your rewards on the Voyager travel portal, where you can redeem your Voyager Rewards fully or partially with no black-out date restrictions. Travel any day of the year with ease, convenience and flexibility.

Go ahead and get the Gold card with the lowest annual fee and global emergency redemption.

Added to that, you get up to 50% discount on dining, entertainment and travel in addition to 0% interest easy payment plans on all your flight and hotel purchases made on the Voyager portal.

Voyager Gold Rewards – because you deserve to earn high rewards on all your purchases

  • Earn 3.25 Voyager Rewards for every AED 1 spent overseas
  • Earn 3.25 Voyager Rewards for every AED 1 spent on www.najmvoyager.com
  • Earn 1.5 Voyager Rewards for every AED 1 spent locally

Annual Fee: AED 208.95

Voyager welcome rewards

Apply online today and receive AED 250!

  • Individuals who apply for a Voyager Gold Card between 1st and 31st December 2017 will be eligible for this campaign.
  • Successfully approved applicants of a Voyager Gold Credit Card who spend AED 5,000 within the first 60 days after the card has been issued will get the AED 250 (25,000 Voyager Rewards) credited into their Voyager Rewards pool.
  • The 5,000 Voyager Rewards associated with payment of the annual fee will be credited once the annual fee payment has been processed. If payment is made after the payment due date of the first billing statement, the Voyager Rewards associated with the payment of annual fees will be forfeited.
  • The 13,000 Bonus Spend Rewards will be credited upon payment of annual fee in full and upon meeting the AED 5,000 spend condition.
  • The spend condition can be met through multiple transactions and at different merchants as long as the cumulative transactions meet or exceed the amount of AED 5,000 within the first 60 days after the card has been issued.
  • Cash withdrawals, financial charges, balance transfers, quasi cash, loan on phone and cash advances will not be considered part of the spend criteria. Only retail purchases will qualify as eligible transactions.
  • Customer will not be eligible to receive the 13,000 Bonus Spend Rewards if they fail to make the minimum payments due against their card every month.
  • The remaining 7,000 Spend Rewards are calculated approximately. Customers can earn more Voyager Rewards based on transactions made during the billing cycle.
  • Only primary Voyager Gold Credit Cards will be eligible for this offer, supplementary cards issued to existing primary card holders are not eligible.
  • Customers who have cancelled a Voyager Gold Credit Card within the last 2 months will not be eligible for this offer.
  • Existing Voyager Credit Card holders and Majid Al Futtaim Finance LLC´s staff are not eligible for this offer.
Spend Rewards
  • Earn the highest Rewards for all your spends
  • Earn 3.25 Voyager by Najm Rewards for every AED 1 spent overseas
  • Earn 3.25 Voyager by Najm Rewards for every AED 1 spent on www.najmvoyager.com
  • Earn 1.5 Voyager by Najm Rewards for every AED 1 spent locally
  • Instant and partial rewards redemption through Voyager Portal!
Flexible redemption

Redeem Voyager Rewards fully or partially on a href="https://www.najmvoyager.com/" target="_blank">www.najmvoyager.com, our dedicated travel portal, any day of the year, against flight and hotel bookings, car hire and exciting experiences.

Voyager Portal Privileges
  • Earn 3.25 Voyager Rewards for every AED 1 spent on www.najmvoyager.com
  • Partial and instant redemption
  • No blackout dates
  • 50% savings on hotels
  • Self booking and easy to use portal
  • 0% Easy Payment Plan. Click here to learn more.
Voyager Deals

Click here to view the latest available deals on Voyager.

Travel Packages

Choose one of the amazing packages or create your own package. Click here to learn more.

Voyager Experiences

Click here to see the available experiences on Voyager.

Car Hire Benefits

Get exclusive discounts on car hire through www.najmvoyager.com

Sixt

  • Save up to 10% at Sixt Rent a Car in over 105 countries worldwide!
  • To redeem this offer, go to www.sixt.com/visasigplat (your discount is applied automatically) or call us or come to the next Sixt station and mention discount code 9910213 and use your Visa card.
  • Offer valid until 31 December 2017

Hertz

  • Enjoy up to 25% off your rental plus save an extra $25 off most car classes with a 5-day minimum keep.
  • Offer valid at participating Hertz locations in the U.S., Canada and Puerto Rico.
  • To redeem this offer, visit www.hertz.com/rentacar/rental-cardeals/Visa-Special-Offer3 and enter code PC# 106540 with your VISA Discount Code CDP# 1244810.
  • Offer valid until 31 December 2017
Hotel Benefits

Make your travel bookings on our simple and comprehensive online travel portal najmvoyager.com powered by the Expedia Affiliate Network.

VISA Benefits

Car Hire Discounts

Sixt

  • Save up to 10% at Sixt Rent a Car in over 105 countries worldwide!
  • To redeem this offer, go to www.sixt.com/visasigplat (your discount is applied automatically) or call us or come to the next Sixt station and mention discount code 9910213 and use your Visa card.
  • Offer valid until 31 December 2017

Hertz

  • Enjoy up to 25% off your rental plus save an extra $25 off most car classes with a 5-day minimum keep.
  • Offer valid at participating Hertz locations in the U.S., Canada and Puerto Rico.
  • To redeem this offer, visit www.hertz.com/rentacar/rental-cardeals/Visa-Special-Offer3 and enter code PC# 106540 with your VISA Discount Code CDP# 1244810.
  • Offer valid until 31 December 2017
VOX benefits

Buy a 2D or 3D movie ticket at VOX Cinemas and get another one free! Also, when you buy a popcorn you can get another popcorn free too.

Lifestyle benefits

Enjoy 30% off on dining, shopping, travel and entertainment experience at some of the UAE's finest destinations from over 450 partner merchants with Najm Lifestyle. Click below to view discounts on

Dining

Health & Wellness

Shopping

EPP

Shop heavy…pay light!

A new LCD television, a computer or diamond jewellery - something new and exciting always brings more smiles all around.

To learn more about Easy Payment Plan, see the Easy Payment Calculator.

Balance Transfer

Want to go on holiday? Concerned about your children’s tuition fees? Simply transfer outstanding balances from other credit cards to your Voyager Credit Card.

Loan on Phone

Get up to 80% of your available Voyager Credit Card limit transferred to your bank account and take care of school fees, rent, or any other expenditure.

Cash Advance

Get up to 25% cash advance on you Voyager Credit Card.

For your loved ones

Supplementary

  • Get up to 5 Supplementary Cards for your family. Click here to apply for a Supplementary Card for your account.

Gift Cards

  • Choose from a wide selection of gift cards and designs. Click here to know more.

Prepaid Cards

  • Choose from a wide range of prepaid cards available Click here to know more.
Online Services

Najm Online

  • At a click or on-the-go, our desktop and mobile solutions are simple and secure, offering you instant access to your credit card account. Pay your Najm card bills, DEWA bills, Etisalat bills are more at a click of a button. Visit Najm Online to learn more.

Premo

  • The Premo online market place offers a full range of prepaid, gift, virtual and soon to launch reloadable cards. With Premo’s gift card range you can find the perfect gift for any occasion and it is the only place in the UAE where you can completely customize your gift card with your own images. Click here to learn more.
Direct Debit

The UAE Direct Debit System is a system that accords you the convenience of automating your monthly payments to your Voyager Credit Card directly from your bank account ensuring your payments are cleared on your payment due date. Click here to learn more.

Insurance

Global Emergency

Your Voyager Credit Card is covered by a Global Emergency Assistance service, which covers reporting lost or stolen cards, emergency card replacement and emergency cash disbursement. Click here to learn more.

LSP

Najm offers you comprehensive Lifestyle Protection (LSP), which ensures that you and your loved ones are protected from the burden of debt in the event of an unforeseen tragic event. Click here to learn more.

My Guard

MyGuard is a comprehensive protection service offered by Najm that gives you complete peace of mind during times of crisis. Click here to learn more.

Wallet Protection

As a Najm customer you will be covered for:

  • Fraudulent charges – Any unauthorized transaction on your credit card leading to financial loss, as a result of theft of your card up to 24 hours prior to your first reporting will be reimbursed to you
  • Identity Theft – Expenses incurred as a result of your efforts to resolve your identity theft and shall be reimbursed to you. This will also cover losses incurred due to unauthorized opening of bank or credit accounts through your stolen identity
  • Lost Wages – Unpaid time taken off work solely as a result of your efforts to correct your financial records as a result of your identity theft shall be reimbursed to you
  • ATM Assault including First Aid – We will reimburse you for the money you withdrew with your payment card from any ATM in UAE, that was stolen as a result of a robbery and if you incur bodily injury during a robbery, we will reimburse you for emergency first aid
  • Accidental Death – Your beneficiaries will receive compensation in the event that the insured's injury resulting from the robbery results in death.

Takaful Protection Plan (Personal Accident Cover)

Najm covers you for unexpected events such as accidental insurance on all forms of disability or loss of life. For more information on our Terms and Conditions click here.

Interactive SMS Service

Please see the Interactive SMS Service page.

Insert the values!
Signature Voyager Rewards Earned Annual Rewards Destination Yearly Ave. Flights
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Platinum Voyager Rewards Earned Annual Rewards Destination Yearly Ave. Flights
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Gold Voyager Rewards Earned Annual Rewards Destination Yearly Ave. Flights
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Click here to see multiple payment options that are available.

Annual fee of only AED 208.95

Get started with Voyager Gold today!

Still haven't decided? Have a look at our Voyager Credit Cards

voy_signature

Voyager SignatureApply now and get AED 750!

voy_platinum

Voyager PlatinumApply now and get AED 450!

voy_gold

Voyager GoldApply now and get AED 250!