Apply Online for Najm Gold Card to Get AED 500

Apply Online & Get AED 500 Welcome Bonus

Get AED 500 Online Bonus
When you apply online and spend AED 5,000 within first 30 days

Save AED 500 Monthly Cashback
With 4% at Carrefour and 2% elsewhere

10% Intro Cashback at Carrefour
For first 60 days, 10% at Carrefour & 5% cashback everywhere else

Buy 1 Get 1 Free Tickets + Popcorn
At VOX Cinemas all year round

0% Interest Free EPP
For up to 9 months
Najm-Card-Gold T
AED 400 ANNUAL FEE
Apply today to start saving Simply the smartest way to save
Terms & Conditions
  • You will not be entitled to receive the online application welcome bonus under this campaign, if your application is rejected, or you are (a) an existing Najm Card holder, (b) an existing Najm Credit Card holder who is upgrading his Najm Credit Card or (c) a person who has closed his Najm Credit Card within the last 6 months from the date of application
  • The online acquisition welcome bonus is only applicable for successful online applications
  • To qualify for the welcome bonus, a minimum spend of AED 5,000 for Najm Gold Card and AED 3,000 for Najm Silver Card is required within 30 calendar days of the card issuance date
  • To meet the minimum spend condition, all qualifying transactions billed to the Card Account are included as long as the transaction takes places within 30 calendar days from your card issuance date. The following transactions are expressly excluded from the Program: (a) Balance Transfers (b) Easy Payment Plans (c) cash advances (d) Credit Card Cheques (e) finance charges (f) all fees charged on the card by Majid Al Futtaim Finance LLC, and (g) transactions reversed by merchants, and (h) any other transactions determined by the Majid Al Futtaim Finance LLC from time to time.
  • Only 1 online application welcome bonus offer per customer is permitted
  • The welcome bonus will be credited into the customer's Najm Card within 4 weeks from the completion of the spend criteria
  • We reserve the right to amend, reduce or extend, at any time, the start or end dates of this offer
  • We reserve the right to terminate this offer with immediate effect and without notice of such termination to you. In such event, you waive any rights, which you may have against us and you acknowledge that you will have no recourse or claim of any nature whatsoever against us, our directors, members, partners, employees, agents, consultants, suppliers and contractors
  • In the event of a dispute, our decision will be final and binding on all aspects of this offer and no correspondence will be entered into
  • This offer cannot be used in conjunction with any other similar offer or campaign promoted by Majid Al Futtaim Finance LLC