Back to school made easy!


With Najm, paying for school or university fees will no more be a burden. Starting from 25 August to 30 September 2017, we bring you a smart offer where school fee payment with Najm of the value of AED 15k will guarantee card holders a trendy Apple Series 2 watch.

It’s also the perfect time to shop at select Carrefour outlets; you will not only enjoy the many back-to-school discounts but you will also get a super cool digital saving bank if you are among the first 200 to spend AED 500 on stationary and school items.

In addition, you continue to save with the many offers available to you through our partners:

To enroll for this school or university fees offer with Najm, SMS your preferred spend amount of 15k to 3135 from your registered mobile number.

For any other queries on this offer, please contact us and remember to quote reference number 842.

Terms and Conditions

  • For any queries on this offer, please quote a reference number 842
  • Offer is valid from 25 August – 30 September both days inclusive
  • Offer is valid only on school or university fees’ transactions & customers may be asked for a proof of payment in case the merchant is not a part of the registered list of schools
  • Spend can be made in multiple transactions as long as the total spend is as per the spend option committed & spent
  • Guaranteed gift will be given on school or university fees spends based on the spend option committed
  • In case the stock is unavailable, an equivalent cash amount of the guaranteed gift will be given to the customer. The value of the gift will be determined by Majid Al Futtaim Finance based on the market value
  • Customer needs to opt in for the specific spend option by sending a SMS “15K” to 3135 from the customer’s registered mobile number
  • Customer will be eligible for the guaranteed gift based on the spend option that the customer has chosen and the amount that the customer has spent
  • This offer is not valid in conjunction with any other promotions or offers
  • Guaranteed gifts will be couriered to the customer within 60 business days from the end of promotion
  • The Carrefour Offer is only available at select Carrefour stores in the UAE:
  • Carrefour, City Center Deira
  • Carrefour, City Center Midriff
  • Carrefour, Mall of the Emirates
  • Carrefour, City Center Sharjah
  • Carrefour Ajman City Center
  • Carrefour Marina Mall Abu Dhabi
  • Carrefour offer is only valid on school stationery spends of AED 500 or above at Carrefour stores and spends should be done in single transactions during the promotion period
  • The free gifts will only be given to the first 200 customers at each of the select Carrefour stores
  • The free gifts will be handed over to eligible customers at the designated service desks of the selected Carrefour stores
  • Eligible customers will be issued auto slips at the Najm dedicated counters available at the listed Carrefour stores by which they will be able to collect their gifts from the Carrefour stores’ service desks
  • Majid Al Futtaim Finance LLC makes no warranties & assumes no liability or responsibility with respect to the products & services provided by partners/other entities participating in the program
  • Majid Al Futtaim Finance LLC & partners’ terms & conditions apply
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