Safety Tips for Credit Card


  • Never leave your card unattended.
  • Sign with a ball point pen on the back of your Najm Credit Card as soon as you receive it.
  • Never give your Najm Credit Card number to anyone, especially over the telephone/email.
  • Store your PIN number in a safe place.
  • Do not share your PIN number with anyone.
  • Do not sign blank charge slips.
  • Make sure your card is returned to you after each transaction.
  • Check your statement regularly and report any irregularity within 14 days.
  • Always keep your contact details updated.


  • Only shop at websites that offer secure ordering.
  • While on the checkout page of a shopping site, see if the site uses a secure server before you give out your credit card information. If the URL (web address) starts with "https://" then the site uses a secure server.
  • Be sure to deal with companies that post their privacy policy on their websites. While some websites may ask for personal information, the only information a merchant needs to process an order is the name on the card, the credit card number and the expiration date.