Get Easy Loan on Phone

With our Loan on Phone facility, access to your credit limit is just a phone call away. Pay back in small installments at competitive interest rates over 3 to 36 months.

Live the life you always wanted.

The Najm Loan on Phone plan offers unique benefits like:

  • Up to 80% of your available credit limit as cash
  • No processing fee or additional annual charges
  • No credit approval required
  • No documentation
  • Funds transferred to your bank account.

To apply, SMS ‘LOP’ to 3135 or call our Call Centre on 600 57 NAJM (6256)

School Fees Loan on Phone

Now you get the flexibility of paying your children’s school fees by ordering a Manager’s Cheque over the phone which will be couriered to the School. You can pay back the amount in convenient installments up to 36 months at attractive interest rates.

Terms and Conditions:

  • School fee LOP offer is seasonal and promotion based. Managers Cheque only available for certain promotions. Please check T&Cs for individual School Fee LOP offers for details.
  • Loan on Phone is available for a period of 3 to 36 months, with low interest rates.
  • Loan on Phone is applicable for debit of AED 1000 and above only.
  • Up to 80% of the available credit limit can be transferred to UAE Banks only.
  • Loan can be converted to EPP with no processing fee.
  • Bank Charges:
    • EmiratesNBD and Emirates Islamic Bank Account Transfer – No Charges.
    • All Other Banks – AED 20.
  • In case of early settlement of the Loan on Phone amount before the expiry of the entire tenure of the plan, an early settlement fee of AED 100 shall be levied to the Cardholder Credit Card Account. Further, all interest or fee charged towards installments pre-settled shall have to be borne by the Cardholders and no such charge will be waived off by MAF Finance.
  • MAF Finance shall not be held responsible for any fee or any service charge debited to the Credit Card Cardholders other bank account due to a decline or a delay in execution of the Loan on Phone request.
  • Approval of Loan on Phone and transfer amount is at the sole discretion of MAF Finance.
  • MAF Finance will attempt to resolve any dispute as per the Credit Cardholder Agreement and the above mentioned terms, however not constricted to the above.
  • MAF Finance reserves the right to terminate the offer without any prior notice.
  • MAF Finance Terms and conditions apply.